--- title: Paladin Blog | vendor merger description: vendor merger | --- [![Paladin fs](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/logo-paladin-dark.svg) ](http://paladin-fs.com/) - [![LinkedIn](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/linkedin.svg) linkedin ](https://www.linkedin.com/company/paladin-fs-llc/) - [![Twitter](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/twitter-logo-button.svg) twitter-logo-button ](https://twitter.com/Paladinfs) ![paladin_blueline2](https://blog.paladin-fs.com/hubfs/paladin_blueline2.jpg) # Paladin Blog ## [Terminate the Termination Fees: Banks must put an end to outrageous terms](https://blog.paladin-fs.com/blog/terminate-the-termination-fees-banks-must-put-an-end-to-outrageous-terms) Posted by [Aaron Silva](https://blog.paladin-fs.com/blog/author/aaron-silva) on Nov 5, 2018 2:18:26 PM - [Tweet](https://twitter.com/share) [![contract-rip-up.jpg](https://blog.paladin-fs.com/hs-fs/hubfs/contract-rip-up.jpg?width=767&name=contract-rip-up.jpg) ](https://blog.paladin-fs.com/blog/terminate-the-termination-fees-banks-must-put-an-end-to-outrageous-terms) *Excessive fees create a manufactured barrier to acquiring competitive technology that would help the banking industry survive and flourish. This is an unfair business practice at any measure and may not be legal in many states.* [Read More](https://blog.paladin-fs.com/blog/terminate-the-termination-fees-banks-must-put-an-end-to-outrageous-terms) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/terminate-the-termination-fees-banks-must-put-an-end-to-outrageous-terms#comments-listing) Topics: [Contract Negotiations](https://blog.paladin-fs.com/blog/topic/contract-negotiations), [community banks](https://blog.paladin-fs.com/blog/topic/community-banks), [Credit Unions](https://blog.paladin-fs.com/blog/topic/credit-unions), [vendor merger](https://blog.paladin-fs.com/blog/topic/vendor-merger), [M&A](https://blog.paladin-fs.com/blog/topic/ma) ## [Impact of Core and IT on Mergers and Acquisitions: Protecting Shareholder Value](https://blog.paladin-fs.com/blog/impact-of-core-and-it-on-mergers-and-acquisitions-protecting-shareholder-value) Posted by [Aaron Silva](https://blog.paladin-fs.com/blog/author/aaron-silva) on Jul 12, 2018 11:27:09 AM - [Tweet](https://twitter.com/share) [![fullsizeoutput_2](https://blog.paladin-fs.com/hs-fs/hubfs/fullsizeoutput_2.jpeg?width=767&name=fullsizeoutput_2.jpeg) ](https://blog.paladin-fs.com/blog/impact-of-core-and-it-on-mergers-and-acquisitions-protecting-shareholder-value) The vast majority of middle-market community banks and credit unions will at some point explore acquiring or being acquired because M&As are one of the quickest and most effective ways a bank can scale up, expand reach, and grow. Unfortunately, many of these banks have no choice but to watch lucrative M&A opportunities pass them by because they unwittingly agreed to grossly unfair and inequitable terms in their core and IT contracts. [Read More](https://blog.paladin-fs.com/blog/impact-of-core-and-it-on-mergers-and-acquisitions-protecting-shareholder-value) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/impact-of-core-and-it-on-mergers-and-acquisitions-protecting-shareholder-value#comments-listing) Topics: [Contract Negotiations](https://blog.paladin-fs.com/blog/topic/contract-negotiations), [community banks](https://blog.paladin-fs.com/blog/topic/community-banks), [vendor merger](https://blog.paladin-fs.com/blog/topic/vendor-merger), [M&A](https://blog.paladin-fs.com/blog/topic/ma) ## [Listen now: Evercore ISI interviews Aaron Silva](https://blog.paladin-fs.com/blog/listen-now) Posted by [Aaron Silva](https://blog.paladin-fs.com/blog/author/aaron-silva) on Jun 14, 2018 10:36:43 AM - [Tweet](https://twitter.com/share) [![fintech-1](https://blog.paladin-fs.com/hs-fs/hubfs/fintech-1.png?width=767&name=fintech-1.png) ](https://blog.paladin-fs.com/blog/listen-now) Global independent investment banking advisory firm Evercore ISI interviews fintech expert Aaron Silva on all things banking. **Listen now** to Aaron's predictions for the banking industry: [bit.ly/SilvaOnEvercore ](https://t.co/Kw8YbO3Pcr) [Read More](https://blog.paladin-fs.com/blog/listen-now) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/listen-now#comments-listing) Topics: [Contract Negotiations](https://blog.paladin-fs.com/blog/topic/contract-negotiations), [community banks](https://blog.paladin-fs.com/blog/topic/community-banks), [Fiserv](https://blog.paladin-fs.com/blog/topic/fiserv), [Fidelity](https://blog.paladin-fs.com/blog/topic/fidelity), [Jack Henry](https://blog.paladin-fs.com/blog/topic/jack-henry), [Vendor consolidation](https://blog.paladin-fs.com/blog/topic/vendor-consolidation), [Credit Unions](https://blog.paladin-fs.com/blog/topic/credit-unions), [vendor merger](https://blog.paladin-fs.com/blog/topic/vendor-merger), [M&A](https://blog.paladin-fs.com/blog/topic/ma), [Fintech](https://blog.paladin-fs.com/blog/topic/fintech), [open banking](https://blog.paladin-fs.com/blog/topic/open-banking) ## [The M&A Analysis: The Impact of Core IT Contracts on M&A ](https://blog.paladin-fs.com/blog/the-ma-analysis-the-impact-of-core-it-contracts-on-ma) Posted by [Aaron Silva](https://blog.paladin-fs.com/blog/author/aaron-silva) on Oct 10, 2014 4:03:12 PM - [Tweet](https://twitter.com/share) [![](https://blog.paladin-fs.com/hs-fs/hub/273756/file-1830220386.png/MAtable.png.png?width=767&name=MAtable.png) ](https://blog.paladin-fs.com/blog/the-ma-analysis-the-impact-of-core-it-contracts-on-ma) ## Chapter 1 - The M&A Analysis (Special Edition) ## [![Special Edition MA Analysis](https://no-cache.hubspot.com/cta/default/273756/9182dc30-c027-4213-897f-3caa6aafcf98.png)](https://cta-redirect.hubspot.com/cta/redirect/273756/9182dc30-c027-4213-897f-3caa6aafcf98) Two annual studies by the BPI Network (June 2013 and July 2014) include specific details from several recent merger deals and proves that Core IT contracts are increasingly, and now more than ever, ambushing unwitting bank leaders and negatively impacting mergers. **In some instances Core IT contracts are outright killing deals before they can even start.**  Bank leaders are usually the cause due to a lackadaisical approach toward these business concerns - mainly because few of them understand this area of Non-Interest Expense nor have they previously received training on how to negotiate these areas of an agreement.  [Read More](https://blog.paladin-fs.com/blog/the-ma-analysis-the-impact-of-core-it-contracts-on-ma) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/the-ma-analysis-the-impact-of-core-it-contracts-on-ma#comments-listing) Topics: [Paladin Research](https://blog.paladin-fs.com/blog/topic/paladin-research), [vendor merger](https://blog.paladin-fs.com/blog/topic/vendor-merger), [M&A](https://blog.paladin-fs.com/blog/topic/ma) ## [Vendor Mergers: Resistance is Futile, You Will be Assimilated](https://blog.paladin-fs.com/blog/bid/341270/Vendor-Mergers-Resistance-is-Futile-You-Will-be-Assimilated) Posted by [Aaron Silva](https://blog.paladin-fs.com/blog/author/aaron-silva) on Oct 9, 2013 12:38:00 PM - [Tweet](https://twitter.com/share) [![](https://blog.paladin-fs.com/hs-fs/file-342644055-jpeg/images/borg2.jpeg?width=767&name=borg2.jpeg) ](https://blog.paladin-fs.com/blog/bid/341270/Vendor-Mergers-Resistance-is-Futile-You-Will-be-Assimilated) Trekkie fans will understand the reference to the BORG and what it fees like when you don't have many choices.  The assimilated Captain Picard provides this famous line, *"...from this time forward you will service us."*  With the recent purchases of OSI by Fiserv and Harland by D+H many bankers believe the line could be rewritten, *"...from this time forward ONLY we will service you...And you have nothing to say about it."* [Read More](https://blog.paladin-fs.com/blog/bid/341270/Vendor-Mergers-Resistance-is-Futile-You-Will-be-Assimilated) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/bid/341270/Vendor-Mergers-Resistance-is-Futile-You-Will-be-Assimilated#comments-listing) Topics: [community banks](https://blog.paladin-fs.com/blog/topic/community-banks), [Fiserv](https://blog.paladin-fs.com/blog/topic/fiserv), [Fidelity](https://blog.paladin-fs.com/blog/topic/fidelity), [Jack Henry](https://blog.paladin-fs.com/blog/topic/jack-henry), [OSI](https://blog.paladin-fs.com/blog/topic/osi), [Vendor consolidation](https://blog.paladin-fs.com/blog/topic/vendor-consolidation), [vendor merger](https://blog.paladin-fs.com/blog/topic/vendor-merger) [All posts](https://blog.paladin-fs.com/blog/all) [Content Title](https://blog.paladin-fs.com/blog/topic/vendor-merger#) Description < Previous page Next page > ### Recent Posts ### Subscribe Here! ### Posts by Tag - [Contract Negotiations (34)](https://blog.paladin-fs.com/blog/topic/contract-negotiations) - [Fintech (27)](https://blog.paladin-fs.com/blog/topic/fintech) - [Paladin Research (24)](https://blog.paladin-fs.com/blog/topic/paladin-research) - [Fiserv (20)](https://blog.paladin-fs.com/blog/topic/fiserv) - [community banks (20)](https://blog.paladin-fs.com/blog/topic/community-banks) - [Jack Henry (17)](https://blog.paladin-fs.com/blog/topic/jack-henry) - [Credit Unions (13)](https://blog.paladin-fs.com/blog/topic/credit-unions) - [FIS (12)](https://blog.paladin-fs.com/blog/topic/fis) - [Bank Tech Spending (8)](https://blog.paladin-fs.com/blog/topic/bank-tech-spending) - [Editorial (8)](https://blog.paladin-fs.com/blog/topic/editorial) - [Bank Technology (7)](https://blog.paladin-fs.com/blog/topic/bank-technology) - [Fidelity (7)](https://blog.paladin-fs.com/blog/topic/fidelity) - [M&A (6)](https://blog.paladin-fs.com/blog/topic/ma) - [Vendor consolidation (5)](https://blog.paladin-fs.com/blog/topic/vendor-consolidation) - [vendor merger (5)](https://blog.paladin-fs.com/blog/topic/vendor-merger) - [OSI (4)](https://blog.paladin-fs.com/blog/topic/osi) - [Paladin Success Stories (4)](https://blog.paladin-fs.com/blog/topic/paladin-success-stories) - [open banking (3)](https://blog.paladin-fs.com/blog/topic/open-banking) - [bank events (2)](https://blog.paladin-fs.com/blog/topic/bank-events) - [credit union events (1)](https://blog.paladin-fs.com/blog/topic/credit-union-events) [See all](https://blog.paladin-fs.com/blog/topic/vendor-merger#) [![Paladin fs, LLC](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/logo-paladin-light.svg)](http://paladin-fs.com/) P.O. Box 660675 #17410 Dallas, TX 95266 - [![LinkedIn](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/linkedin.svg) linkedin ](https://www.linkedin.com/company/paladin-fs-llc/) - [![Twitter](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/twitter-logo-button.svg) twitter-logo-button ](https://twitter.com/Paladinfs) [877.746.4859 ](tel:877.746.4859) [info@paladin-fs.com ](mailto:info@paladin-fs.com) [Paladin Gives Back](http://paladin.bc-beta.com/paladin-gives-back/) ![](https://dc.ads.linkedin.com/collect/?pid=249346&fmt=gif)