--- title: Paladin Blog | Alex Lopatine --- [![Paladin fs](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/logo-paladin-dark.svg) ](http://paladin-fs.com/) - [![LinkedIn](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/linkedin.svg) linkedin ](https://www.linkedin.com/company/paladin-fs-llc/) - [![Twitter](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/twitter-logo-button.svg) twitter-logo-button ](https://twitter.com/Paladinfs) ![paladin_blueline2](https://blog.paladin-fs.com/hubfs/paladin_blueline2.jpg) # Paladin Blog ## Alex Lopatine ### Recent Posts ## [New Beginnings: Strategies to Avoid Mistakes of the Past with Core Banking Software Suppliers](https://blog.paladin-fs.com/blog/strategies-to-avoid-mistakes) Posted by [Alex Lopatine](https://blog.paladin-fs.com/blog/author/alex-lopatine) on Mar 15, 2018 1:22:39 PM - [Tweet](https://twitter.com/share) [![13382](https://blog.paladin-fs.com/hs-fs/hubfs/13382.jpg?width=767&name=13382.jpg) ](https://blog.paladin-fs.com/blog/strategies-to-avoid-mistakes) It's the beginning of a new year, and that equates to an opportunity for a fresh start. For community banks and credit unions, this means the chance to review what obstacles have held them back from competing with the big banks on a level playing field — and to develop strategies to overcome those hurdles in 2018.  Since 1994, the loan market share held by big banks (financial institutions with assets greater than $10B) has relentlessly increased from [50 percent to approximately 80 percent](https://obamawhitehouse.archives.gov/sites/default/files/page/files/20160810_cea_community_banks.pdf). This has left community banks and credit unions with less than a quarter of the overall market — an already meager slice of the pie that is steadily shrinking. So what happened? [Read More](https://blog.paladin-fs.com/blog/strategies-to-avoid-mistakes) 0 Comments [Click here to read/write comments](https://blog.paladin-fs.com/blog/strategies-to-avoid-mistakes#comments-listing) Topics: [Contract Negotiations](https://blog.paladin-fs.com/blog/topic/contract-negotiations), [community banks](https://blog.paladin-fs.com/blog/topic/community-banks), [Credit Unions](https://blog.paladin-fs.com/blog/topic/credit-unions), [M&A](https://blog.paladin-fs.com/blog/topic/ma) [All posts](https://blog.paladin-fs.com/blog/all) [Content Title](https://blog.paladin-fs.com/blog/author/alex-lopatine#) Description < Previous page Next page > ### Recent Posts ### Subscribe Here! ### Posts by Tag - [Contract Negotiations (34)](https://blog.paladin-fs.com/blog/topic/contract-negotiations) - [Fintech (27)](https://blog.paladin-fs.com/blog/topic/fintech) - [Paladin Research (24)](https://blog.paladin-fs.com/blog/topic/paladin-research) - [Fiserv (20)](https://blog.paladin-fs.com/blog/topic/fiserv) - [community banks (20)](https://blog.paladin-fs.com/blog/topic/community-banks) - [Jack Henry (17)](https://blog.paladin-fs.com/blog/topic/jack-henry) - [Credit Unions (13)](https://blog.paladin-fs.com/blog/topic/credit-unions) - [FIS (12)](https://blog.paladin-fs.com/blog/topic/fis) - [Bank Tech Spending (8)](https://blog.paladin-fs.com/blog/topic/bank-tech-spending) - [Editorial (8)](https://blog.paladin-fs.com/blog/topic/editorial) - [Bank Technology (7)](https://blog.paladin-fs.com/blog/topic/bank-technology) - [Fidelity (7)](https://blog.paladin-fs.com/blog/topic/fidelity) - [M&A (6)](https://blog.paladin-fs.com/blog/topic/ma) - [Vendor consolidation (5)](https://blog.paladin-fs.com/blog/topic/vendor-consolidation) - [vendor merger (5)](https://blog.paladin-fs.com/blog/topic/vendor-merger) - [OSI (4)](https://blog.paladin-fs.com/blog/topic/osi) - [Paladin Success Stories (4)](https://blog.paladin-fs.com/blog/topic/paladin-success-stories) - [open banking (3)](https://blog.paladin-fs.com/blog/topic/open-banking) - [bank events (2)](https://blog.paladin-fs.com/blog/topic/bank-events) - [credit union events (1)](https://blog.paladin-fs.com/blog/topic/credit-union-events) [See all](https://blog.paladin-fs.com/blog/author/alex-lopatine#) [![Paladin fs, LLC](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/logo-paladin-light.svg)](http://paladin-fs.com/) P.O. Box 660675 #17410 Dallas, TX 95266 - [![LinkedIn](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/linkedin.svg) linkedin ](https://www.linkedin.com/company/paladin-fs-llc/) - [![Twitter](https://blog.paladin-fs.com/hubfs/Paladin_September2019%20Theme/Images/twitter-logo-button.svg) twitter-logo-button ](https://twitter.com/Paladinfs) [877.746.4859 ](tel:877.746.4859) [info@paladin-fs.com ](mailto:info@paladin-fs.com) [Paladin Gives Back](http://paladin.bc-beta.com/paladin-gives-back/) ![](https://dc.ads.linkedin.com/collect/?pid=249346&fmt=gif)